Heltzel Williams assists business owners to maximize retirement plan savings and navigate the complicated tax world of retirement plans and employee benefits.

Retirement plans and employee benefits are an important part of most businesses. Together, they help to attract and retain talented workers, provide unequaled tax benefits, and secure the financial future of both owners and employees. To realize these benefits, you need lawyers who understand and can navigate the tax rules and regulations that govern these benefits. You also need lawyers who can help design, select and create the right benefit structure for you and your business. Our lawyers do both. Working with you, we can ensure that your benefit plan not only complies (and remains compliant) with applicable law, but that it also accomplishes the objectives and goals most important to you.

  • Plan design and comparisons
  • Plan document
  • Compliance and fiduciary advice
  • Annual administration
  • Plan correction procedures – EPCRS, DFVCP, VFCP
  • IRS and DOL audits
  • Tax advice


Types of retirement plans:

  • 401(k) plans
  • Safe harbor 401(k) plans
  • SIMPLE plans
  • Defined benefit plans
  • Cash balance pension plans
  • 403(b) plans
  • 457 plans
  • Nonqualified deferred compensation plans
  • Cafeteria plans
  • Medical reimbursement plans